Lake Havasu, Kingman and Bullhead City real estate and homes for sale in Arizona, golf course, vacation homes - Judy Ann Cheon and Jeff Robinson, REALTORS® Judy Ann Cheon and Jeff Robinson REALTORS(r) for Lake Havasu, Kingman and Bullhead City, Arizona real estate, golf course, vacation homes - NUMBER1EXPERTS™ Judy Ann Cheon and Jeff Robinson NUMBER1EXPERTS(tm) for Lake Havasu, Kingman and Bullhead City, Arizona real estate, golf course, vacation homes
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Judy Ann Cheon and Jeff Robinson, REALTOR®, real estate agents and broker for Lake Havasu, Kingman and Bullhead City Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

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Judy Ann Cheon and Jeff Robinson are some of The Top Selling Real Estate Experts™
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Resources: Lake Havasu, Kingman and Bullhead City Arizona home buying, real estate listings, and homes for sale in Mohave County, AZ
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Special Offers: Special offers for Lake Havasu, Kingman and Bullhead City homeowners from Judy Ann Cheon and Jeff Robinson, top Realtors
Affiliates: Judy Ann Cheon and Jeff Robinson's real estate web site affiliates
eNewsletter: Judy Ann Cheon and Jeff Robinson's Lake Havasu, Kingman and Bullhead City newsletter email will send you the latest real estate information
Today's Real Estate News: Daily real estate news for this neighborhood, Arizona, and United States
Market Conditions Report: Market conditions report for this area, Arizona, and United States
Monthly Payments & Schedule: Monthly loan payments java mortgage calculator
How Much Can You Afford?: Calculate how much home you can afford with this financial calculator
Determine Tax Savings: Calculate how much your monthly Lake Havasu, Kingman and Bullhead City Arizona mortgage payments save you on your taxes because of loan interest
Should You Rent or Buy?: Is it better to rent a home in Arizona or buy your own Lake Havasu, Kingman and Bullhead City house, ranch, luxury property, condominium, acreage, or other real estate?
Adjustable Rate Mortgages: Adjustable rate Lake Havasu, Kingman and Bullhead City mortgages information and interest rate java calculator
What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage.
Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.
15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.
How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out.
What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.
Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment.
TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Arizona real estate
Top National Real Estate Web Sites: Real Estate Web Sites that include some unique sources of realty information, listings, and more
Ask Anything: Ask Judy Ann Cheon and Jeff Robinson anything real estate
NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agentss and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale
Real Estate Tips: Judy Ann Cheon and Jeff Robinson's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers
Real Estate Trivia: Judy Ann Cheon and Jeff Robinson's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more
Real Estate Dictionary: Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Lake Havasu, Kingman and Bullhead City property in Arizona, including legal terms definitions, and more

 

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Real Estate Tips
Financing Your Home >Your Financial Cushion

When you calculate how much you will need to purchase a home you will add up the down payment and closing costs. It is also a good idea to leave yourself with some financial cushion to cover the incidental expenses associated with moving.

First, you will have to pay the moving company unless you can find friends with strong backs who will help you. Then many buyers plan to do some work, such as painting, replacing carpet, or refinishing floors. If you are moving into a larger space, you may find yourself making some major furniture purchases within a few months of closing.

A financial cushion is important enough that some lenders require buyers to have an amount in the bank equivalent to two or three months mortgage payments. This is especially true for buyers who are putting less than ten percent down. Your real estate agent can give you guidance. A lot depends on your overall financial situation. If your mortgage is a relatively low percentage of your monthly income, you will be able to rebuild a comfortable amount of savings in a few months.

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Real Estate Trivia
Q 
What is the largest city square in the world?

A 
Located in Beijing, China, Tianamen Square, called the "Gate of Heavenly Peace", covers 98 acres.
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Judy Ann Cheon and Jeff Robinson, REALTOR®, real estate agents and broker for Lake Havasu, Kingman and Bullhead City Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Judy Ann Cheon and Jeff Robinson
RE/MAX Prestige Properties

330 Smoketree Ave S
Lake Havasu City AZ 86403
Phone 1: 928-486-0793
Phone 2: 928-486-9981
Phone 3: 928-208-7127
Fax #: 928-855-0081
Email: judyannjeff@NUMBER1EXPERT.com

With a combine 40+ years in sales & marketing, our team gets the job done! Whether you’re buying or selling real estate; our team has the experience and knowledge to make your transaction a memorable one. Judy Ann has over 25 years of experience in local/regional and national sales, marketing and product planning, training and corporate contract portfolio management of over $200 Million annually. She continues to perform within the top 15% of REALTORS® in the Lake Havasu City area. She is an Accredited Buyers Representative {ABR}, Graduate of the Real Estate Institute {GRI} and a Certified Land Sales Specialist {CLSS}. Judy is a member of the Council of Residential Experts. Jeff knows Lake Havasu City! Having been a resident for 26 year, he knows this town! Jeff also performs within the top 15% of REALTORS® in the area. He is an Accredited Buyers Representative {ABR}, A Master of the Real Estate Society {MRE}, a Graduate of the Real Estate Institute {GRI} and a Certified Land Sales Specialist {CLSS}. Jeff serves on the committee for Multiple Listing Service review board for ethics, rules and regulations for all REALTORS ® in the Lake Havasu area. Jeff is honest and straight forward, knowing the town and enjoying what he does. Our newest team member; Jessica Eidson, has over 8 years of sales and marketing experience. Living in Havasu over 26 years, she enjoys the town’s atmosphere and her position as a Realtor® and Licensed Assistant. She specializes in working with first time buyers and is looking forward to becoming a Graduate of the Real Estate Institute as well as an Accredited Buyer Representative. Judy, Jeff and Jessica are all outstanding members of the National Association of REALTORS ®. OUR GOAL IS TO MAKE YOUR BUYING EXPERIENCE A MEMORABLE ONE!

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RE/MAX Prestige Properties real estate and homes for sale in Lake Havasu, Kingman and Bullhead City Arizona

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