Lake Havasu, Kingman and Bullhead City real estate and homes for sale in Arizona, golf course, vacation homes - Judy Ann Cheon and Jeff Robinson, REALTORS® Judy Ann Cheon and Jeff Robinson REALTORS(r) for Lake Havasu, Kingman and Bullhead City, Arizona real estate, golf course, vacation homes - NUMBER1EXPERTS™ Judy Ann Cheon and Jeff Robinson NUMBER1EXPERTS(tm) for Lake Havasu, Kingman and Bullhead City, Arizona real estate, golf course, vacation homes
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Judy Ann Cheon and Jeff Robinson, REALTOR®, real estate agents and broker for Lake Havasu, Kingman and Bullhead City Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

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Mortgage Calculators: Lake Havasu, Kingman and Bullhead City Arizona home buying, real estate listings, and homes for sale in Mohave County, AZ
Welcome > Resources > Mortgage Calculators > Your Maximum Mortgage ...

The Best Mortgage Calculators On the Web! 

Please try our Java loan and mortgage calculators. They take a minute to load, but they are worth it! 

Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Try each calculator with different interest rates, loan amounts, and payment schedules. 

The mortgage repayment schedule and other reports are fully customizable - just for your home, your interest rate, your loan amount, your taxes, and more. 

Would you like a print out, for your records and future reference? Each calculator includes a View Report button. Click it, hit print, and you have a report, customized just for you... 

What's Your Maximum Mortgage?

What is your maximum mortgage? That largely depends on your income and current monthly debt payments. This calculator collects these important variables and determines your maximum monthly housing payment and the resulting mortgage amount.

This Financial Calculator requires a Browser with Java Support



Definitions

Monthly income
Total monthly income from all sources. All income should be entered before taxes.

Monthly housing expenses
Your monthly houses expenses from the housing expenses worksheet. The items entered as housing expenses make up the taxes and insurance portion of your monthly PITI payment.

Monthly liabilities
Your monthly liabilities from the liabilities worksheet. Your monthly liabilities are used to calculate your maximum PITI.

Monthly housing payment (PITI)
This is your total Principal, Interest, Tax and Insurance (PITI) payment per month. This includes your principal, interest, real estate taxes, hazard insurance, association dues or fees and principal mortgage insurance (PMI). Maximum monthly payment (PITI) is calculated by taking the lower of these two calculations:

  1. Monthly Income X 28% = monthly PITI
  2. Monthly Income X 36% - Other loan payments = monthly PITI

Maximum principal and interest (PI)
This is your maximum monthly principal and interest payment. It is calculated by subtracting your monthly taxes and insurance from your monthly PITI payment. This calculator uses your maximum PI payment to determine the mortgage amount that you could qualify for.

Start interest rates at
The current interest rate you could receive on your mortgage. This is used as the starting point for displaying a range of interest rates and the resulting mortgage amount.

Term in years
The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.



Judy Ann Cheon and Jeff Robinson, REALTOR®, real estate agents and broker for Lake Havasu, Kingman and Bullhead City Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Judy Ann Cheon and Jeff Robinson
RE/MAX Prestige Properties
330 Smoketree Ave S
Lake Havasu City AZ 86403
Phone 1: 928-486-0793
Phone 2: 928-486-9981
Phone 3: 928-208-7127
Fax #: 928-855-0081
Email: judyannjeff@NUMBER1EXPERT.com

With a combine 40+ years in sales & marketing, our team gets the job done! Whether you’re buying or selling real estate; our team has the experience and knowledge to make your transaction a memorable one. Judy Ann has over 25 years of experience in local/regional and national sales, marketing and product planning, training and corporate contract portfolio management of over $200 Million annually. She continues to perform within the top 15% of REALTORS® in the Lake Havasu City area. She is an Accredited Buyers Representative {ABR}, Graduate of the Real Estate Institute {GRI} and a Certified Land Sales Specialist {CLSS}. Judy is a member of the Council of Residential Experts. Jeff knows Lake Havasu City! Having been a resident for 26 year, he knows this town! Jeff also performs within the top 15% of REALTORS® in the area. He is an Accredited Buyers Representative {ABR}, A Master of the Real Estate Society {MRE}, a Graduate of the Real Estate Institute {GRI} and a Certified Land Sales Specialist {CLSS}. Jeff serves on the committee for Multiple Listing Service review board for ethics, rules and regulations for all REALTORS ® in the Lake Havasu area. Jeff is honest and straight forward, knowing the town and enjoying what he does. Our newest team member; Jessica Eidson, has over 8 years of sales and marketing experience. Living in Havasu over 26 years, she enjoys the town’s atmosphere and her position as a Realtor® and Licensed Assistant. She specializes in working with first time buyers and is looking forward to becoming a Graduate of the Real Estate Institute as well as an Accredited Buyer Representative. Judy, Jeff and Jessica are all outstanding members of the National Association of REALTORS ®. OUR GOAL IS TO MAKE YOUR BUYING EXPERIENCE A MEMORABLE ONE!

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RE/MAX Prestige Properties real estate and homes for sale in Lake Havasu, Kingman and Bullhead City Arizona

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