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Real Estate Dictionary: Lake Havasu, Kingman and Bullhead City Arizona home buying, real estate listings, and homes for sale in Mohave County, AZ

Welcome > Resources > Real Estate Dictionary - A

VA guarantee	An insurance contract for which the Veterans Administration (VA) guarantees the lender's recovery of a designated percentage of the loan amount from the insurer in the event that the borrower defaults on the loan
VA loan, or Government mortgage	A mortgage loan available to qualified military veterans which is guaranteed by the Department of Veteran Affairs, usually offering either no down payment or a low down payment
Valuation	The estimated of value of a property
Variable rate mortgage, or Adjusted rate mortgage	A mortgage with interest rates that may fluctuate based on market conditions
Verification of Deposit	A statement signed by the borrower's financial institution that verifies the current balances in the borrower's accounts
Verification of Employment	A statement signed by the borrower's employer that verifies the borrower's current position and salary
Vest	To pass an immediate right on to a person
Vested	Having the right to withdraw a percentage of a fund before its agreed-upon maturity date; e.g., the percentage vested to individuals with retirement funds differs; if someone is 80% vested, that means they can only withdraw 80% of the funds set aside for them until its maturity
Department of Veterans Affairs (VA)	A federal agency that insures residential mortgages made to eligible military veterans, which thereby encourages loans being made to veterans

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Judy Ann Cheon and Jeff Robinson, REALTORŽ, real estate agents and broker for Lake Havasu, Kingman and Bullhead City Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Judy Ann Cheon and Jeff Robinson
RE/MAX Prestige Properties
330 Smoketree Ave S
Lake Havasu City AZ 86403
Phone 1: 928-486-0793
Phone 2: 928-486-9981
Phone 3: 928-208-7127
Fax #: 928-855-0081
Email: judyannjeff@NUMBER1EXPERT.com
With a combine 40+ years in sales & marketing, our team gets the job done! Whether youre buying or selling real estate; our team has the experience and knowledge to make your transaction a memorable one. Judy Ann has over 25 years of experience in local/regional and national sales, marketing and product planning, training and corporate contract portfolio management of over $200 Million annually. She continues to perform within the top 15% of REALTORSŽ in the Lake Havasu City area. She is an Accredited Buyers Representative {ABR}, Graduate of the Real Estate Institute {GRI} and a Certified Land Sales Specialist {CLSS}. Judy is a member of the Council of Residential Experts. Jeff knows Lake Havasu City! Having been a resident for 26 year, he knows this town! Jeff also performs within the top 15% of REALTORSŽ in the area. He is an Accredited Buyers Representative {ABR}, A Master of the Real Estate Society {MRE}, a Graduate of the Real Estate Institute {GRI} and a Certified Land Sales Specialist {CLSS}. Jeff serves on the committee for Multiple Listing Service review board for ethics, rules and regulations for all REALTORS Ž in the Lake Havasu area. Jeff is honest and straight forward, knowing the town and enjoying what he does. Our newest team member; Jessica Eidson, has over 8 years of sales and marketing experience. Living in Havasu over 26 years, she enjoys the towns atmosphere and her position as a RealtorŽ and Licensed Assistant. She specializes in working with first time buyers and is looking forward to becoming a Graduate of the Real Estate Institute as well as an Accredited Buyer Representative. Judy, Jeff and Jessica are all outstanding members of the National Association of REALTORS Ž. OUR GOAL IS TO MAKE YOUR BUYING EXPERIENCE A MEMORABLE ONE!

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